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Products
American National Bank and Trust offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide: Conventional, FHA and VA products.
 
Conventional Loan
FHA Loan
VA Loan
Jumbo Loan
Interest Only

Conventional Loan
Conventional Loan Products Include: Purchase, Refinance, and Cash-Out Refinance Loans

Term: 30 years   Maximum Amount: $453,100

FHA Loan
FHA Loans are government insured loans. The maximum amount of the mortgage varies by County. Contact one of our mortgage professionals to inquire about the maximum mortgage amount.

Term: 30 years  

VA Loan
VA Loans are government insured loans offered to veterans.

Term: 30 years   Maximum Amount: $424,100

Jumbo Loan
Jumbo Loans include loans that exceed $453,100.00

Term: 30 years   Maximum Amount: $2,000,000

Interest Only
This is a loan that will not meet secondary market requirements. This loan does not include payments for the principal amount of the loan.

Term: 12 months   Maximum Amount: $2,000,000



Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $484,350 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $453,100 with closing costs of $9,062. Jumbo Loans (whose maximum loan amount exceed $484,350 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $2,000,000 with closing costs of $40,000. Your actual APR may be different depending upon these factors.